Unlock your first home at Panorama Portarlington with just 5% deposit
Image Credit to Levonix Homes, featuring The Cape, Lot 119
Buying your first home is one of life’s most exciting milestones - but it can also feel overwhelming. The good news? From 1 October 2025, the expanded First Home Guarantee Scheme will make it easier than ever for first home buyers to step onto the property ladder.
At Panorama Portarlington, this means you could secure your dream coastal home with just a 5% deposit - and no Lenders Mortgage Insurance (LMI).
What is the First Home Guarantee Scheme?
The First Home Guarantee is a Government initiative that helps eligible Australians buy their first home sooner by:
Allowing purchases with as little as a 5% deposit
Removing Lenders Mortgage Insurance (LMI), which can save buyers tens of thousands
Expanding income and property price caps so that more homes qualify
Instead of waiting years to save a large deposit, you can start building your future at Panorama sooner.
What’s Changing in October 2025?
From October, the scheme becomes even more accessible:
No income cap – more buyers will be eligible
Increased property price caps – more Panorama homes will qualify
Unlimited scheme places – removing competition for limited spots
This expansion means more first home buyers will be able to call Panorama home.
What types of homes qualify at Panorama?
Eligible first home buyers will be able to choose from a range of options at Panorama, including:
Titled land with a building contract
House and land packages designed with trusted builder partners
With a variety of homesites and designs to suit different lifestyles and budgets, Panorama has something for everyone.
Who’s eligible?
To access the scheme, you’ll need to:
Be a first-time buyer (or not have owned a property in the past 10 years)
Be at least 18 years old
Be an Australian citizen or permanent resident
Live in the home as your principal place of residence
You can apply individually or jointly with a partner, sibling, or even a friend.
Why choose Panorama Portarlington?
Beyond the financial benefits, buying your first home at Panorama means joining a vibrant coastal community where everything is on your doorstep - from schools and shops to walking trails, wineries, and beaches. It’s not just a home; it’s a lifestyle.
Ready to get started?
The process is simple:
Check your eligibility using Housing Australia’s tool.
Speak with a participating lender to confirm your options.
Apply for the scheme and secure your place.
Find your Panorama home and start your new chapter.
At Panorama, the expanded First Home Guarantee makes it possible to say hello to your first home sooner - and start enjoying the elevated coastal lifestyle you’ve always dreamed of.
